LOOKING at the rising number of health and medical issues, not to mention the soaring costs, intelligent solutions are needed for one to juggle the whole nine yards of responsibilities and bills.
With that and in line with its syariah-compliant range of enterprises, Takaful Ikhlas Berhad has come up with innovative medical and health protection insurance plans, one of which is the IKHLASlink Mediplan Secure Takaful Rider (IMSTR).
The plan comes with a medical card, so no cash is required, depending on the policy coverage chosen. Like a passport that takes care of worries in times of need and illness, the IMSTR card also comes with many special benefits, one of which is “payback” for hospital benefits that have not been utilised (terms and conditions apply).
One may wonder what a takaful insurance plan is. Takafu insurance is basically a type of Islamic insurance where members contribute to a pool fund which is used to aid other participants who need financial help in managing their cost of medical care. Like any other medical insurance plan, it covers hospitalisation, surgery and treatment upon diagnosis of an illness or accident among others. The difference with this type of insurance is that it is based on Islamic religious law. Specially crafted to be comprehensive, fair and transparent, takaful insurance encourages one to care for the health of their own body and mind by taking proactive measures.
Among the various insurance plans are those that provide coverage for medical and health care, hospitalisation, surgical requirements, critical illnesses or dreaded diseases, long-term care, hospital income, dental and others.
Takaful Ikhlas Berhad is a whollyowned subsidiary of MNRB Holdings Berhad and is principally involved in providing financial protection services based on syariah principles and rulings. For more information on IMSTR and other Takaful insurance products, visit the Takaful Ikhlas Berhad website.